The Buying Process

The Help-U-Sell® Buying Process - Get Pre-Qualified before looking at Oahu Homes for SaleWe want our buyers to be well informed of the process of buying real estate before they set out on the buying journey.  Knowing is half the battle. Here are the typical steps to buying Oahu Real Estate.

Get Pre-Qualified before looking at Oahu Homes for Sale

Before you get your hopes up on any particular home you will want to make sure you can afford the home. There is nothing more disappointing than finding the home of your dreams and not being able to afford it.

Knowing what you can afford ahead of time can alleviate many disappointing feelings later on. This can set a price range for you and narrow your searches to Oahu homes for sale in your range. Sit down with a lender to go over all your finances and determine a good price point to start your search in.

Enlist the Help of a Buyer’s Agent

This is vital in completing an Oahu real estate transaction with your best interest at heart.  Having an Oahu buyer’s agent can ensure your agent is working only for you and not for any particular seller. You want your priorities taken into account, not the sellers. By allowing a buyer’s agent to negotiate on your behalf for your terms and your price you are sure to walk into the deal with confidence knowing a dedicated professional is on your side.

Send in a Solid offer with a Decent Earnest Money Deposit

When offering on a particular home you want to let the sellers know you are serious in buying. Just as you don’t want a fake seller wasting your time in haggling over minor details, the same goes for the seller wanting a serious buyer. Having the pre-approval letter in hand when submitting the offer and a solid earnest money deposit shows the Oahu seller that you know how much you can afford and are sincere in buying their property.  

We help you submit a solid offer with all the details covered. Our buyers can assure their sellers that the deal will close on time with the right paperwork.

Get a Professional Home Inspection

Many times any buyer can enlist the help of anyone to walk through a Oahu property and decide whether anything needs repair but we strongly recommend a professional inspector that knows Oahu properties to perform the inspection. In the case that something is not noticed or checked can affect your investment.

Remember, this is one of the largest investments you can make and it really pays to have the most thorough inspection possible. Once inspected you are given three choices; you can walk away and terminate the deal, proceed as planned, or negotiate for certain terms that you require for the satisfaction of the inspection addendum. This can be in the form of money back at closing, decreased purchase price or proper repairs for the items needed.

Obtain Homeowners Insurance

The Help-U-Sell® Buying Process Whether you are buying for the first time or the last time you will need to inform your homeowners insurance of the transaction, or find new homeowners insurance. You are welcome to shop whomever you choose for the rate you feel is adequate. Make sure to inform your escrow service of this so they can either prepare the proper documents or inform your insurance of payments that will need to be made.

Prepare for Signing and Closing

When the escrow calls to sign the final closing documents you will have a chance to go over all the closing paperwork and ask your escrow agent anything that you are not clear on. Your Oahu Realtor is here to help throughout the process and if there is ever something you don’t understand, please feel free to ask. We want you to be informed and educated during the transaction when buying a Oahu home.

Hawaii Real Estate Specialists

Maureen and her team assists sellers and buyers in coming together over the right home and right price. With up to date listings, current market conditions and local information we are your full service source for all Oahu real estate.

We want your Hawaii real estate experience to be a stress-free and smooth transaction whether you are buying or selling Oahu Homes or properties. As your Oahu Realtor our goals are your goals and we make every effort to buy or sell your Oahu property on your terms and your price.

We service the entire island of Oahu in the Hawaiian Islands for buyers and sellers including  but not limited to Aiea, Ewa Beach, Hawaii Kai, Honolulu, Makakilo, Mililani Mauka, Waikele and Waipio Gentry.

If you would like more information about our Oahu real estate service please don’t hesitate to call us at (808) 864 – 3545 or fill out our online contact form.  We look forward to speaking with you about your Hawaii real estate needs!

 

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